Skimbust · F0

Lease-purchase calculator

See the real weekly cost of a lease-purchase before you sign. Facts and questions — not a verdict.

Not legal advice. Not “sign / don’t sign.” Covers this deal only — not fuel, food, taxes, or downtime.

Estimates only. Not legal, tax, or lending advice. Implicit APR-equivalent is a simple comparison of total acquisition cost vs truck value, annualized — not a lender APR or TILA rate. Any truck value marked DEMO is a placeholder, not a TruckPaper or NADA quote.

Upload the contract — PDF, Word, or photo

Accepted for later. This version does not read the file or fill numbers.

The deal

What you agree to pay for the truck each week.

What you pay to take the title (para llevarte el título).

Leave blank to use the DEMO placeholder ($80,000). Not a market quote.

Extras — only if the contract deducts them

All default to 0. Skip this if the weekly payment is the only truck charge.

Leave 0 unless the contract takes a shop fund. Most drivers leave this at 0.

Only if insurance is charged on top of the weekly payment.

Example: $2,500 over 10 weeks. We show implied weekly. Not a forever weekly charge.

Not a contract clause. If you leave at week X you already paid X weeks and typically do not keep the truck. Blank = halfway through the term.

Separate balloon (rare)
If they take a cut of your freight

Weekly cut = weekly gross × percent / 100. Both optional. Default 0.

Advanced: $ per mile

If you also fill percent of freight, both are added. We do not drop $/mile.

True total if you finish

Weekly income to break even

APR-equivalent (simple)

Scenarios

Ask before you sign

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